A precious metals Individual Retirement Account (IRA) that holds gold and silver can provide a range of compelling benefits for investors seeking to diversify their retirement portfolio. Unlike traditional IRAs that are typically limited to paper assets like stocks, bonds, and mutual funds, a gold and silver IRA allows you to invest in physical precious metal bullion and coins, which can act as a hedge against inflation and economic uncertainty. The tangible nature of these hard assets means your wealth is stored in a more stable, enduring form compared to the volatility of the stock market.